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Give us a call on 0330 123 1073

Monday - Friday 9.00am - 5.00pm

0330 123 1073

Mon - Thu 9am - 5pm
Fri 9am - 5pm
Sat 9am - 1pm

Lending to directors of a limited company

We understand that life doesn’t always fit into a perfectly size box and it’s not always easy to assess income – especially when your clients do not have ‘standard’ income such as with directors of a limited company.

But there are options! As we use manual underwriting we’re able to assess cases ‘out of the ordinary’, and help people who do not have a standard salary.

Here are two ways to look at income if your client is the a director of a limited company:

  1. Director's salary and dividends may be used when calculating the income figure, instead of using the net profit figure after tax.
  1. We can use net profit after tax if the shareholding is at least 50%.

This is a brief summary of our lending criteria and additional restrictions or considerations may apply. For more information you can view our self employed products here or give us a call on 0330 123 1073.