ibs logo

Give us a call on 0330 123 1073

Monday - Thursday 9.00am - 6.00pm
Friday 9.00am - 5.00pm
Saturday 9.00am - 1.00pm

0330 123 1073

Mon - Thu 9am - 6pm
Fri 9am - 5pm
Sat 9am - 1pm

Self build lending

Our self build products are available to applicants undertaking renovations, conversions and knock-down and rebuilds, new projects from scratch and those projects that have already started. We can consider schemes utilising Modern Methods of Construction (MMC) where BOPAS approved.

You can deal with us directly on all self build applications - give us a call on 0330 123 1073 to discuss your case.

Our self build lending criteria - at a glance:

Build types
Loans available from project outset or mid-build for a variety of works. Modern methods of constuction considered for schemes registered with BOPAS.

Loan size
Max loan £500k - please refer if above this amount. We can lend in arrears.

Stage releases
Flexible stage releases - £100 release fee applies.

Overpayments
Fee free overpayments available up to 50% of the loan amount within the retention period.

After the build
Upon property completion, the loan can be switched to one of our retention products.

Property will need, once completed, to carry a suitable warrantly (NHBC Buildmark Cert, Checkmate 10 Home Warranty, Premier Guarantee, Building Life Plans, Buildzone, Zurich Municipal, International Constructions Warranty or ABC New Home Warranty) or be built under the supervision of a suitably qualifi ed architect or surveyor (RICS, ISE, CIB, ABE, CIAT, ICE and ARB). PII policy must cover a period of at least 6 years.

X

Menu