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0330 123 1073

Mon - Thu 9am - 6pm
Fri 9am - 5pm
Sat 9am - 1pm

First Time Buyers

Tag: First Time Buyers

Clients coming off the Help to Buy scheme?

If you have clients who purchased their home using the Help to Buy scheme and are now looking to remortgage we may be able to help.

Read more: Clients coming off the Help to Buy scheme?

Clients who rent? Get access to 95% LTV gifted deposit loans

With twelve months sound rental history we offer gifted deposit mortgages up to 95% LTV, without needing the applicant to put down their own funds. 

Read more: Clients who rent? Get access to 95% LTV gifted deposit loans

Gifting money to help family onto the property ladder

The biggest challenge for most first time buyers is saving for the mortgage deposit. Some homeowners now choose to help their children and grandchildren onto the property ladder with a gifted deposit.

Read more: Gifting money to help family onto the property ladder

How our shared ownership proposition can help your clients

Our shared ownership mortgages can help your clients who are looking to get on the first rung of the property ladder with only a small deposit.

Read more: How our shared ownership proposition can help your clients

Ipswich Building Society refreshes shared ownership range with remortgage product

Ipswich Building Society has continued to evolve its mortgage range with the introduction of a brand new shared ownership remortgage option available to direct applicants and intermediaries.

Read more: Ipswich Building Society refreshes shared ownership range with remortgage product

New Build Lending

We lend on new build homes, underwrite all cases manually and don't credt score - this could be ideal for your clients who have little credit history or have moved frequently in the last three years.

Read more: New Build Lending

Product changes: effective 8 January 2019

We're supporting local first time buyers through a new exclusive residential range, as well as extending end dates on our fixed rate products.

Read more: Product changes: effective 8 January 2019

Shared ownership: staircasing

If your client has a shared ownership mortgage and is looking to increase their share of the property we may be able to help through staircasing.

Read more: Shared ownership: staircasing

Support for first time buyers

We offer more support than ever before for first time buyers to get on the housing ladder, from high LTV mortgages and gifted deposits to shared ownership. Find out why you should talk to us.

Read more: Support for first time buyers

Take Five: clients with a small deposit

According to UK Finance, 2017 saw the highest number of first time buyers (365,000) since 2006. However with an increasing gap between first time buyer earnings and the amount they need to borrow many are seeking to purchase or remortgage at a high loan to value.

Read more: Take Five: clients with a small deposit

Take Five: shared ownership

For first time buyers struggling to save a deposit, Shared Ownership is increasingly seen as a practical and flexible alternative with homes now making up 0.4% of English Housing Stock. Here are five ways we can help your clients with a shared ownership mortgage.

Read more: Take Five: shared ownership

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