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Give us a call on 0330 123 1073

Monday - Thursday 9.00am - 6.00pm
Friday 9.00am - 5.00pm
Saturday 9.00am - 1.00pm

0330 123 1073

Mon - Thu 9am - 6pm
Fri 9am - 5pm
Sat 9am - 1pm

“Speculation on future base rate changes unsettles the market, and can be a frustrating time for those seeking to purchase or remortgage who may wish they had a crystal ball. Whilst borrowers may see a fixed rate deal as the most suitable answer, they should not automatically write off a discount option. Across the market discount deals are largely cheaper than their fixed rate counterparts, but without the certainty. However borrowers could be savvy in factoring in a potential rate rise; budgeting for a potential increase in payments in the future, whilst benefitting from the initial lower monthly repayment. Of course, no one can predict if, when, and by how much the Base Rate will rise.

All mortgage applicants should carefully consider their requirements and seek a mortgage deal, and a lender, best suiting their individual circumstances.

At Ipswich Building Society our personal approach to underwriting will particularly help those ‘mortgage misfits’ who are overlooked by larger high street lenders. Our focus will remain on offering choice while retaining a diligent approach to lending.”

Richard Norrington

Blogs

View All Blogs
    13 November 2018 Case spotlight: what we're lending on

    We’re used to dealing with complex cases and we’re pleased to be helping our intermediary partners with applications which need a truly individual approach. Here are some cases we are currently lending on...

How are we doing?

Offer Turnaround

We are turning a fully packaged application into an offer in:

15 days

Document Processing

We are currently processing documents received from:

9 November 2018

AIP Referral

We are working on AIPs referred from:

12 November 2018

Underwriting

We are underwriting fully packaged cases submitted on or before:

9 November 2018

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