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Large loans

If you have clients needing to borrow in excess of our standard maximum limit of £500,000 we can help. Our special large loans offer a maximum advance of £750,000, but if this still isn't enough please get in touch with us to discuss your case in detail.

Large Loan 3.59% 2 Year Fixed Rate 90% LTV

About
Fees
Apply
  • FIXED RATE of 3.59% up until 31/03/2022 then reverting onto our Standard Variable Rate currently at 5.74% with a discount of 1.74%, giving a pay rate of 4% until 30/06/2025, then changing to our Standard Variable Rate
  • 5.0% APRC
  • Available for direct applicants in England and Wales, selected partners nationally and all intermediaries based in Suffolk, Norfolk, Essex, Cambridgeshire, Bedfordshire, Hertfordshire and Buckinghamshire.
  • To establish if you/your network is a selected partner, please contact our Business Development Team on 0330 123 1073.

15176, 72249, 72250

Completion Fee Application Fee (Payable with application and non-refundable) Valuation Fee (Payable with application) Higher Lending Charge CHAPS (Fee for transfer of funds to solicitor) Maximum Loan Amount
£800 £199 Purchase: based on property valuation. Remortgage: FREE (up to a maximum property value of £1m) - £35 £750k

No charge for overpayments of up to 50% of original loan amount
Early repayment charge period ends 31/03/2022
Overpayment of 50% or above - early repayment charge is 3% of the overpayment
Redemption - early repayment charge is 3% of the original loan amount

For remortgage only: fee assisted legals
Minimum loan size: £500k

 

To apply, please speak to one of our expert Mortgage Consultants, based in Ipswich, on 0330 123 0773 - we're happy to discuss your application over the telephone or, if you'd prefer, we can arrange to meet with you at one of our 9 branches across Suffolk.

In the meantime, you may find it useful to look at our mortgage calculator to get an idea of what your monthly payment may be.

 

 

Large Loan 3.34% 2 Year Discount Rate 90% LTV

About
Fees
Apply
  • VARIABLE RATE currently 5.74% with a discount of 2.40% until 2 years from date of completion, then reverting to our Standard Variable Rate (currently 5.74%) with a discount of 1.74% giving a pay rate of 4% for 36 months, then changing to our Standard Variable Rate
  • 5.0% APRC
  • For purchase and remortgage up to 90% LTV
  • Available for direct applicants in England and Wales
  • For our Intermediary partners, products are available to Prestige members, selected partners nationally and all intermediaries based in Suffolk, Norfolk, Essex, Cambridgeshire, Bedfordshire, Hertfordshire and Buckinghamshire
  • To establish if you/your network is a selected partner, please contact our Intermediary Sales Team on 0330 123 1073

11103, 67145, 67146

Completion Fee Application Fee (Payable with application and non-refundable) Valuation Fee (Payable with application) Higher Lending Charge CHAPS (Fee for transfer of funds to solicitor) Maximum Loan Amount
£800 £199 Purchase: based on property valuation. Remortgage: FREE (up to a maximum property value of £1m) - £35 £750k
  • No charge for overpayments of up to 50% of original loan amount
  • Early repayment charge period ends 2 years from date of completion
  • Overpayment of 50% or above - early repayment charge is 1% of the overpayment
  • Redemption - early repayment charge is 1% of the original loan amount
  • For remortgage only: fee assisted legals
  • Minimum loan size: £500k

To apply, please speak to one of our expert Mortgage Consultants, based in Ipswich, on 0330 123 0773 - we're happy to discuss your application over the telephone or, if you'd prefer, we can arrange to meet with you at one of our 9 branches across Suffolk.

In the meantime, you may find it useful to look at our mortgage calculator to get an idea of what your monthly payment may be.

Key features of our large loan mortgages

  • Loans up to £750,000 and maximum 90% LTV
  • All deals feature fee free overpayments up to 50% of original loan amount
  • No maximum age limit
  • Employed, self employed, pension and investment income considered when assessing affordability
  • New build houses accepted
  • We can assess zero hour contract workers with 18 months' employment history
  • Loans available on capital and interest, interest only including sale of property (up to 50% LTV, min £150k equity) and part/part
  • We consider guarantor loans up to 80% LTV
  • We'll lend for debt consolidation up to 90% LTV
  • We can lend up to 80% LTV on second homes and homes for dependents (not holiday lets)
  • Self employed applicants considered (separate products available for less than two years' history)
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