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0330 123 1073

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Self build has never been easier

If you're looking for an expert lender with a personal touch to help your client with their self build mortgage, you've come to the right place.

Self build is easier than you think - and with us, you're in capable hands. We've been lending on self build cases for a number of years so we've pretty much seen it all.

You can deal with us directly on all self build cases, so you'll have access to our team of experts at every step of the way from the first foundation through to the final fitting.

Give us a call on 0330 123 1073 if you have a case to discuss or use our self build enquiry form to send us an outline of the case.

Why choose us for self build?

How we can help your client

We can lend on a number of different projects and build types, including:

- New projects from scratch
- Conversions
- Renovations
- Knock down & rebuilds
- Mid or partially built projects

Here you'll find a wealth of useful resources, information, downloadable forms and guides as well as everything you ever needed to know about dealing with your client's case and how to submit business to us. If you've got a question, see our FAQs or give us a call on 0330 123 1073.

How do self build mortgages work?

Self build projects are usually completed in stages. We offer flexible stage releases, meaning we'll release funds at stages to suit your client - meaning your client will only pay interest on the funds released rather than the total loan upfront. Our self build mortgages are also arrears-based.

This type of mortgage is ideal for borrowers have a lump sum ready to fund a deposit on the land, as well as the first stages of the build - the money for each build stage is then paid at the end once the work has been completed.

If your client has a lot of cash savings or has sold their previous home ready to purchase the land and fund the build, this type of mortgage may be the best option.

We can lend on an interest-only basis during the build and offer a penalty-free switch to a residential loyalty product after the build is complete.

Don't just take our word for it - here's what others have said!

“The Ipswich has a refreshing approach to self-build mortgages. They will happily discuss cases with you and quickly confirm if they are able to assist with a client’s project and provide excellent support for our mutual clients throughout the build.”
Paul Butler, Custom Build Funding Ltd


"I'd like to say a huge thank you to Ipswich Building Society for their self build offering. I have successfully completed on a handful of cases and my clients are all very happy with the ease and flexibility that Ipswich Building Society offers on their self build products."
Matt Stock, Matthew Stock Mortgage Solutions

25 August 2020

Case study: how we assisted a broker with a self build mortgage for clients undertaking a large scale extension

When an intermediary needed an expert lender to assist with clients undertaking a significant extension, he came to us – read how we were able to help with a self build mortgage offer where others said no.

Read more ...

25 August 2020

Over a third of UK adults are considering a self build project, so here’s the latest data on this potential group of clients

We surveyed UK adults to see what they thought about building their own home and undertaking a self build project.

Read more ...

25 August 2020

Self build and brownfield land – your questions answered

If you have clients seeking a self build plot find out how a brownfield site could be worth researching and what impact this may have on a self build mortgage application.

Read more ...

16 March 2020

Self build: a guide to stage payments

For clients looking to build their own home, convert an existing property or commence a knock down and rebuild project there are many building stages along the way. This is where stage payments can help with their finances.

Read more ...
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