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0330 123 1073

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Fri 9am - 5pm
Sat 9am - 1pm

Self build has never been easier

If you're looking for an expert lender with a personal touch to help your client with their self build mortgage, you've come to the right place.

Self build is easier than you think - and with us, you're in capable hands. We've been lending on self build cases for a number of years so we've pretty much seen it all.

You can deal with us directly on all self build cases, so you'll have access to our team of experts at every step of the way from the first foundation through to the final fitting.

Give us a call on 0330 123 1073 if you have a case to discuss or use our self build enquiry form to send us an outline of the case.

Why choose us for self build?

How we can help your client

We can lend on a number of different projects and build types, including:

- New projects from scratch
- Conversions
- Renovations
- Knock down & rebuilds
- Mid or partially built projects

Here you'll find a wealth of useful resources, information, downloadable forms and guides as well as everything you ever needed to know about dealing with your client's case and how to submit business to us. If you've got a question, see our FAQs or give us a call on 0330 123 1073.

How do self build mortgages work?

Self build projects are usually completed in stages. We offer flexible stage releases, meaning we'll release funds at stages to suit your client - meaning your client will only pay interest on the funds released rather than the total loan upfront. Our self build mortgages are also arrears-based.

This type of mortgage is ideal for borrowers have a lump sum ready to fund a deposit on the land, as well as the first stages of the build - the money for each build stage is then paid at the end once the work has been completed.

If your client has a lot of cash savings or has sold their previous home ready to purchase the land and fund the build, this type of mortgage may be the best option.

We can lend on an interest-only basis during the build and offer a penalty-free switch to a residential loyalty product after the build is complete.

Don't just take our word for it - here's what others have said!

“The Ipswich has a refreshing approach to self-build mortgages. They will happily discuss cases with you and quickly confirm if they are able to assist with a client’s project and provide excellent support for our mutual clients throughout the build.”
Paul Butler, Custom Build Funding Ltd


"I'd like to say a huge thank you to Ipswich Building Society for their self build offering. I have successfully completed on a handful of cases and my clients are all very happy with the ease and flexibility that Ipswich Building Society offers on their self build products."
Matt Stock, Matthew Stock Mortgage Solutions

10 June 2019

Introducing the new home of self build

We’ve launched a brand new self build hub, designed to be the go-to place for intermediaries looking to place self build business in England and Wales.

Read more ...

11 April 2019

Self build and renovation mortgages explained

Our self build mortgage product could be the ideal choice if your client is undertaking a major renovation project.

Read more ...

07 February 2019

Self build mortgages: a refresher

A quick overview of our self build criteria - we make the application process as easy as possible, and you can deal with us directly on all cases.

Read more ...

21 January 2019

How to submit self build business to us

We want to make it as easy as possible for you to be able to submit self build business to us - that's why we've developed our simple and straightforward enquiry form.

Read more ...
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