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Residential rates are coming down

We’ve made rate reductions to our residential products, including expat residential. There’s also a new 5-year fixed interest only deal too. Find all the details below and, if you’ve got a case in mind or need to speak to us, give us a call on 0330 123 1073.

Residential

80% LTV

  • Capital & interest 2-year discount reduced by 25bps, now at 2.25
  • Capital & interest 2-year fixed reduced by 35bps, now @ 2.45
  • Capital & interest 5-year fixed reduced by 30bps, now @ 2.85
  • Interest only 2-year discount reduced by 10bps, now @ 2.70
  • Interest only 2-year fixed reduced by 11bps now @ 2.99

NEW: interest only 5-year fixed rate @ 3.25, fixed for 60 months from date of completion.

90% LTV

  • Capital & interest 2-year discount reduced by 40bps, now @ 2.65
  • Capital & interest 2-year fixed reduced by 35bps, now @ 2.80
  • Capital & interest 3-year fixed reduced by 35bps, now @ 2.90
  • Capital & interest 5-year fixed reduced by 50bps, now @ 3.09

Expat residential

  • 2-year discount reduced by 15bps, now @ 2.80
  • Capital & interest 2-year fixed reduced by 10bps, now @ 3.05
  • Capital & interest 5-year fixed reduced by 14bps, now @ 3.25
  • Interest only 2-year discount reduced by 20bps, now @ 2.95
  • Interest only 2-year fixed reduced by 10bps, now @ 3.20

Fixed rate end dates

Our fixed rate deals now have the following end dates:

  • 2-year products now end 31.01.2024
  • 3-year products now end 31.01.2025

Click here to view our residential products.

Click here to view our expat products.

Our team is on hand to help. Give us a call us on 0330 123 1073.

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